About Us
Our vision & Values
Vestyn Capital aims to be a trusted mortgage fund manager connecting investors seeking stable income with borrowers requiring reliable funding solutions. Our philosophy is built on disciplined credit assessment, capital preservation, and transparent partnerships.
We are committed to responsible lending and investment practices, guided by integrity, transparency, and ESG principles.
How we do it
With an experienced executive management team, Vestyn Capital is committed to capital preservation and delivering consistent income to our investors.
This is achieved through the disciplined application of our 5C’s commercial lending assessment framework across all loan opportunities.
Character
We only deal with borrowers and guarantors of good character
Capacity
The borrower’s historical ability to meet interest and debt obligations is carefully reviewed.
Cash Flow
Cash flow projections are reviewed to understand business performance, resilience, and repayment capacity.
Competency
Borrower experience and capability to manage business operations are considered.
Collateral
All loans are secured by high-quality real estate security, providing strong asset backing.
Meet the Team
John (JT) Thomas - OAM.KSS
Non-Executive Chairman
Dr John Morrison
Responsible Manager
Cici Chen
Associate Director
Tanya Wu
Strategic Partnership Manager
Skye Zhang
Investment Manager
Kristopher Diskoros
Business Development Manager
Charbel Yammine
Business Development Manager
Our experience and track record
With over 90 years of combined experience in the banking and finance industry, the Vestyn Capital management team know how to source and assess quality mortgage loans for our investor clients. Importantly, there has been no loss of investor capital to date. That’s a record we will work hard to maintain. Since its inception, the Vestyn Lending team has successfully delivered more than 100 investments in this asset class, advancing close to $160 million in originations.