We provide commercial finance to Australian businesses, property developers, and investors with mortgage-backed securities.
Who we are
Vestyn Capital is an alternative investment business focused on property debt and direct property investment. Our people are our strength. We are driven by long-term, trusted relationships. We work closely together with our co-investors and business partners to deliver risk-adjusted returns.
How we do it
With our experience executive management team, We aim to ensure capital preservation and a solid income stream for our investors. To do this Vestyn Capital applies its 5C’s of superior commercial lending assessment to all loan applications.
5C’s
Character
We only deal with borrowers and guarantors of good character
Capacity
The borrower’s historical ability to meet interest and debt obligations is carefully reviewed.
Cash Flow
Cash flow projections are reviewed to understand business performance, resilience, and repayment capacity.
Competency
Borrower experience and capability to manage business operations are considered.
Collateral
All loans are secured by high-quality real estate security, providing strong asset backing.
With over 90 years of combined experience in the banking and finance industry, the Vestyn Capital management team know how to source and assess quality mortgage loans for our investor clients. Importantly, there has been no loss of investor capital to date. That’s a record we will work hard to maintain. Since its inception, the Vestyn Lending team has successfully delivered more than 100 investments in this asset class, advancing close to $160 million in originations.