(these photos are for reference purpose only and are intended to showcase the quality of finishing and the location)
| Borrower(s) | Australian company borrowing entity |
| Guarantor(s) | The sole Director and shareholder of the borrowing entity |
| Loan purpose | Settlement of purchase for business premises. |
| Loan amount | $11,340,000.00 |
| Available investment amounts | $2,000,000.00 |
| LVR | 70% |
| Loan term | 12 months (subject to actual repayment date of the loan) Settled on 30 Oct 2025. |
| Target Return | 8.00% p.a. variable |
| Interest distribution | Monthly in advance |
| Security | First Registered Real Property Mortgage over: Vaucluse NSW 2030 Vaucluse is an affluent harbourside suburb located about 8 km east of Sydney’s CBD, known for its coastal views, historic homes, and exclusive lifestyle. Land Area: 934 m2 Living Area: 219 m2 Zoning: Low density residential Current COS price: $16,200,000 (excl. GST)Valuations have been conducted by independent third-party valuers.Personal guarantee by all Guarantor/s. First ranking PPS Security Interest against all Borrower/s and Guarantor/s. |
| Exit Strategies | Refinance or sale of other property assets |
| Risk control |
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| Borrower Business Background & Sponsor Profile |
The borrower operates an education business focused on luxury fashion and related creative industries. Established in recent years, the business provides specialised training programs covering areas such as fashion design, brand development, craftsmanship and business management within the luxury sector. The institution operates across several international markets in Asia-Pacific and delivers industry-oriented programs that combine traditional fashion values with contemporary global trends. The curriculum is designed to provide students with practical exposure to the luxury fashion industry through project-based learning and industry engagement. The business is managed by an experienced operator responsible for the strategic direction and day-to-day operations of the institution. The guarantor is understood to maintain a satisfactory credit profile with no known adverse records. The subject property is intended to support the ongoing operations and future growth of the borrower’s education business. |
This document does not purport to contain all of the information that prospective investors may require to evaluate this investment opportunity, and it does not take into account the investment objectives, financial situation or particular needs of any prospective investor. Before making an investment decision, prospective investors should consider, with or without the assistance of a professional adviser, whether an investment in this mortgage is appropriate considering their particular investment needs, objectives and financial circumstances. Prospective investors should conduct their own independent review, investigation and analysis of the Borrower and the Security being offered and obtain any professional advice they require to evaluate the merits and risks of the investment in the Company before making any decision.