About Us

Who we are

Vestyn Capital is an alternative investment business focused on property debt and direct property investment. Our people are our strength.

We are driven by long-term, trusted relationships. We work closely together with our co-investors and business partners to deliver risk-adjusted returns.
Two business people discussing finances outside in a park.
Two people shaking hands over a financial lending agreement

What we do

We provide commercial finance to Australian businesses, property developers, and investors with mortgage-backed securities.

How we do it

With our experience executive management team, We aim to ensure capital preservation and a solid income stream for our investors.  To do this Vestyn Capital applies its 5C’s of superior commercial lending assessment to all loan applications.
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5C's
Character
We only deal with borrowers and guarantors of good character
Capacity
We assess the borrower’s historical capacity to make interest payments
Cash Flow
We assess future cash flow projections
Competency
We assess the borrower competency to manage its business affairs
Collateral
We ensure we have good real estate mortgage security

Our experience and track record

With over 90 years of combined experience in the banking and finance industry, the Vestyn Capital management team know how to source and assess quality mortgage loans for our investor clients. Importantly, there has been no loss of investor capital to date. That’s a record we will work hard to maintain.  Since its inception, the Vestyn Lending team has successfully delivered more than 100 investments in this asset class, advancing close to $160 million in originations.

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Meet the Team

John (JT) Thomas - OAM.KSS.
Non-Executive Chairman
John (JT) Thomas has been involved in banking, finance and funds management activities for 49 years. He has managed Howard Mortgage Trust for 17 years and grew the trust to over $3.0 billion to be the largest and consistently the best performing trust of its kind in Australia. JT was formally the chairman of the Financial Services Council mortgage fund sector. He has also previously advised APRA and ASIC on industry matters. JT also has an enviable record of not having lost a single cent of investor funds in his mortgage and property fund activities.
John (JT) Thomas - OAM.KSS.
Non-Executive Chairman
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Dr John Morrison
Responsible Manager
John Morrison has over 37 years of broad corporate and consulting experience in management, governance, compliance, investment and research in superannuation, funds management, platform/managed account and financial planning environments. He also has broad governance experience in funds management as a director, non-executive director and Responsible Manager. This has included the roles of chair of the board and chair/member of risk management committees, investment committees and Compliance committees.
Dr John Morrison
Responsible Manager
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Cici Chen
Associate Director
Cici is responsible for growing Vestyn Capital’s distribution capabilities and heads up lending operation, ensuring smooth lending services for our valuable referral partners and borrowers. With her extensive experience in private lending, she is specialised in structuring deals and crafting customized finance solutions for each unique circumstance. Her dedication to providing exceptional support to both internal and external stakeholders is instrumental in driving the business growth.
Cici Chen
Associate Director
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Paul Murray
National Sales Manager
With over 25 years of excellence in finance and business development, Paul brings exceptional depth to our leadership team. His impressive track record in commercial banking and proven success in broker channel advocacy aligns perfectly with our vision for nationwide growth. Throughout his career, Paul has distinguished himself by building high-performing teams and fostering lasting broker relationships. His extensive industry network and deep market knowledge bring our flexible lending solutions to more brokers and clients nationwide.
Paul Murray
National Sales Manager
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Jonathan Liu
Credit Analyst
Jonathan brings over 20 years of experience in the banking and property development sectors, boasting a deep well of knowledge in credit analysis, management, and structuring complex loan transactions. Jonathan's wealth of experience not only strengthens our capabilities but also allows us to continuously improve our lending processes and services. His meticulous approach to credit assessment ensures we provide tailored solutions that address our clients' unique needs seamlessly.
Jonathan Liu
Credit Analyst
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Ewen Cannon
Business Development Manager
Ewen has over 30 years of finance industry experience, specializing in tailored finance solutions for commercial clients at Vestyn Capital. With a background in corporate and commercial/residential mortgages, and as a Finance Broker, Ewen has built a strong network and maintains robust relationships with brokers and referral partners. His nine years in London's banking and finance industry and capital market, enriched his proficiency in trade/asset finance and debtor finance. Known for his proactive approach and deep industry knowledge, Ewen consistently delivers results by aligning financial solutions with client needs.
Ewen Cannon
Business Development Manager
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Sam Akram
Business Development Manager
With over a decade of experience in banking, credit, and business development, Sam Akram brings a wealth of expertise to his role as a Private Lending Specialist at Vestyn Capital. Sam is renowned for his proficiency in structuring bespoke commercial loan solutions and providing strategic insights that support business growth. Sam’s client-centric approach is characterised by a deep understanding of individual business needs. His commitment to excellence and transparent client relationships has established him as a trusted advisor in the commercial lending sector.
Sam Akram
Business Development Manager
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