(these photos are for reference purpose only and are intended to showcase the quality of finishing and the location)
| Borrower(s) | Australian Company borrower |
| Guarantor(s) | Director(s) and major shareholder(s) of the borrowing entity Owner of the security property |
| Loan purpose | Equity release from the security to fund a cash-out for the Gunnedah regional development project. |
| Loan amount | $2,160,000.00 |
| Available investment amounts | $1,000,000.00 |
| LVR | 60% |
| Loan term | 36 months (subject to actual repayment date of the loan) Settled on 14 Nov 2025. |
| Target Return | 8.00% p.a. variable |
| Interest distribution | Monthly |
| Security | Real Property Mortgage over: Richmond NSW 2753
Property Location: 64kms northwest of the Sydney CBD and 20kms north of the Penrith CBD
Valuations have been conducted by independent third-party valuers. Personal guarantee by all Guarantor/s PPSR Security Interest against all Borrower/s and Guarantor/s. |
| Exit Strategies | Exit Strategy A
A written confirmation letter has been provided, outlining the borrower’s intention to repay the loan using net proceeds from the Gunnedah project. Based on the figures supplied, the projected pre-tax net cash flow is $115 million, which is sufficient to cover the loan amount. Exit Strategy B Alternatively, the borrower may pursue refinancing upon completion or sale of the project. |
| Risk control |
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This document does not purport to contain all of the information that prospective investors may require to evaluate this investment opportunity, and it does not take into account the investment objectives, financial situation or particular needs of any prospective investor. Before making an investment decision, prospective investors should consider, with or without the assistance of a professional adviser, whether an investment in this mortgage is appropriate considering their particular investment needs, objectives and financial circumstances. Prospective investors should conduct their own independent review, investigation and analysis of the Borrower and the Security being offered and obtain any professional advice they require to evaluate the merits and risks of the investment in the Company before making any decision.