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About Us
Who we are
Vestyn Capital is an alternative investment business focused on property debt and direct property investment. Our people are our strength.
We are driven by long-term, trusted relationships. We work closely together with our co-investors and business partners to deliver risk-adjusted returns.
We are driven by long-term, trusted relationships. We work closely together with our co-investors and business partners to deliver risk-adjusted returns.
What we do
We provide commercial finance to Australian businesses, property developers, and investors with mortgage-backed securities.
How we do it
With our experience executive management team, We aim to ensure capital preservation and a solid income stream for our investors. To do this Vestyn Capital applies its 5C’s of superior commercial lending assessment to all loan applications.
5C's
Character
We only deal with borrowers and guarantors of good character
Capacity
We assess the borrower’s historical capacity to make interest payments
Cash Flow
We assess future cash flow projections
Competency
We assess the borrower competency to manage its business affairs
Collateral
We ensure we have good real estate mortgage security
Meet the Team
John Thomas
Chairman of Credit Committee
John (JT) Thomas has been involved in banking, finance and funds management activities for 48 years. He has managed Howard Mortgage Trust for 17 years and grew the trust to over $3.0 billion to be the largest and consistently the best performing trust of its kind in Australia. The Fund was awarded the Australian Fund Manager of the year award in the fixed interest category on seven occasions. The trust held five-star ratings from every major research house in Australia.
Dr John Morrison
Responsible Manager
John Morrison has over 37 years of broad corporate and consulting experience in management, governance, compliance, investment and research in superannuation，funds management，platform/managed account and financial planning environments. He also has broad governance experience in funds management as a director, non-executive director and Responsible Manager. This has included the roles of chair of the board and chair/member of risk management committees, investment committees and Compliance committees.
Cici Chen
Associate Director
Cici is responsible for growing Vestyn Capital’s distribution capabilities and heads up lending operation, ensuring smooth lending services for our valuable referral partners and borrowers. With her extensive experience in private lending, she is specialised in structuring deals and crafting customized finance solutions for each unique circumstance. Her dedication to providing exceptional support to both internal and external stakeholders is instrumental in driving the business growth.
Ryan O'Keefe
Senior Business Development Manager
Ryan brings over 12 years’ experience in the finance industry, having worked for some of the highest-performing residential and commercial brokerages in the country. His extensive background has fuelled a deep passion for commercial property investment, including expertise in a broad range of transaction types and complex deal structures. At the core of Ryan's approach is a relentless commitment to achieving the best possible outcomes for referral partners.